₹50,000₹20,00,000
7.9%12%
12 months10 years
Indicative figures on a reducing balance. Actual rate depends on your credit profile and verification. T&C apply.
Rates, fees & disclosures
Interest rate7.99% – 12% p.a. (based on credit profile)
Loan amount₹50,000 – ₹20,00,000
Tenure12 months – 10 years
Processing fee2% of the loan amount
EMI bounce charge₹590 per bounce
Pre-closure chargesNone
APR (incl. interest, processing fee & standard costs)7.9% – 12%
Representative example₹1,00,000 at 7.9% p.a. for 24 months: EMI ≈ ₹4,543, interest ≈ ₹8,242, total ≈ ₹1,08,242
Loan approval requires full KYC and income validation. *T&C apply.
Why Choose Ujjawala Finance?
- Loan range: ₹50,000 – ₹20,00,000
- Interest range: 7.9% – 12% p.a.
- Tenure: 12 months to 10 years
- Processing fee: 2% of loan
- EMI bounce: ₹590 per bounce
- No pre-closure charges
- Transparent APR disclosures
- 100% digital & paperless
Representative example
Loan₹1,00,000
Rate7.9% p.a.
Tenure24 months
EMI≈ ₹4,543 / month
Interest≈ ₹8,242
Total repayment≈ ₹1,08,242
Your finance partner for every need. Get started now.
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