Eligibility criteria
Simple requirements, clear process
To apply, you just need to fulfil a few simple requirements. We keep the process clear, transparent and hassle-free for everyone.
Age criteria
Minimum 21 years, maximum 60 years. Valid ID proof required.
Income criteria
Salaried: ₹15,000+ monthly. Self-employed: ₹2.5L+ annually. Income proof documents.
Employment stability
Salaried: 2 yrs experience, min. 1 year in current job. Business: 3 yrs operation.
Loan terms at a glance
Minimum loan amount₹50,000
Maximum loan amountUp to ₹20,00,000
Annual interest rateApprox. 7.99% – 12%
Repayment tenureUp to 12 months – 10 years
Processing fee2% of loan amount
EMI bounce charge₹590 per bounce
Pre-closure chargesNone
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Keep these ready
To apply, applicants submit specific documents for verification, grouped into three simple categories.
Identity proof
- Aadhaar Card
- PAN Card
- Passport
Address proof
- Electricity Bill
- Ration Card
- Driving License
Additional documents
- Passport-size photographs
- Age proof certificate
- Educational certificates
Your finance partner for every need. Get started now.
Apply online in about 2 minutes. 100% digital, secure and transparent — no branch visits.